Fintech & Payments

A transfer crosses a crypto asset, a changing rate, a Naira payout and a bank’s settlement state. The user should not have to understand those rails to know what is happening. I designed the journey from quote through confirmation, payout state and recovery — what the rate and fee are before you commit, what state the money is in afterwards, and what the product says when a bank is slow rather than broken.

$2.1M+ processed · 19K+ transactions · 5,400+ users · 80+ business accounts

Nigeria’s first digital agriculture crowdfunding platform asked urban Nigerians to commit money to farms they might never visit. First-time commitment is the hardest moment in any financial product: the user has no history with you and every reason to be careful. I rebuilt the mobile journey around the questions people needed answered before committing — which farm, what return, over what cycle, and what happens to the money in between.

18% → 60% first-time sponsorship conversion

A parent, a child, a school and a merchant each needed different authority over the same balance. That is a permissions problem before it is a payments problem: who may spend, who must approve, who can only request, and who is allowed to reverse something the others thought was finished. I reframed the product from child savings into a four-sided permissions model and designed the delegated-authority flows across it.

Crypto-monitoring and policy tooling for Nigeria’s central bank (CBN) and securities regulator (SEC)-facing contexts. Regulators reading crypto activity face a reading problem before an enforcement problem, and the three people looking at the same risk data want different things from it. Rather than one dashboard for everyone, the interface separated executive oversight, analyst review and investigation over the same underlying records.