Y Club
The years ahead
are open.
A private longevity club for affluent adults 40+ across India, the Gulf and South-East Asia.
Investor presentation · October 2026 · Confidential
Why now
Four shifts are reshaping how the affluent spend.
Longevity is the new luxury.
Privacy is status.
Loneliness is rising.
Experiences outweigh possessions.
Y Club · Confidential
2
The gap
Today’s options each solve one part.
Longevity clinics
Clinical, expensive, retreat-only.
Clinique La Prairie, SHA, Lanserhof
Wellness resorts
Beautiful, but not longevity-first.
Chiva-Som, Six Senses, Canyon Ranch
Spiritual retreats
Restorative, rarely luxury or community.
Ananda, NIHI Sumba, Modern Elder Academy
Nobody owns the other 51 weeks of the year.
Y Club · Confidential
3
The idea
One membership for daily life, deep resets and good company.
City Sanctuaries
Every week, in the city where members live.
Global Retreats
Deep programmes in places worth the journey.
Community
People who keep each other coming back.
Y Club · Confidential
4
Pillar 1 · Every week
City Sanctuaries
A private club built around longevity: wellness, grooming, hospitality and a place to slow down.
Pillar 2 · A few times a year
Global Retreats
Specialised programmes in Goa, Dubai, Bali and Phuket, open to every sanctuary member.
Pillar 3 · Between visits
Community
Shared tables, programmes and travel. The reason members come back.
The loop
Membership compounds.
Each visit feeds the next. Retention is the business; the data it creates personalises every return.
Engagement
Transformation
Community
Retention
Data
Personalisation
Y Club · Confidential
8
Membership
Four tiers, weighted to the entry point.
45%
of planned members join the entry tier.
$4,500 to join · $3,000 a year · one sanctuary
30%
All sanctuaries + one retreat week
$6,500 to join · $4,000 a year
15%
All sanctuaries + one retreat week for a family of three
$15,000 to join · $7,000 a year
10%
All sanctuaries + three retreat weeks, any retreat
$12,500 to join · $7,000 a year
Target member mix
9
Revenue
Membership is the recurring core.
Recurring
Membership fees
Joining fees plus annual dues across four tiers.
On-site services
Wellness, hospitality and longevity care
Brand partnerships
Co-branded programmes and activations
Concierge
Bespoke services, priced per request
Digital
Content, community and subscriptions
Y Club · Confidential
10
The network
Nine places, one membership.
Dubai · HQ
Mumbai
Goa
Year 1 · Mumbai, Dubai, Goa
Delhi
Bangalore
Phuket
Bali
Years 2–4 · Delhi, Bangalore, Bali, Phuket
Colombo
Manila
Years 5–6 · Colombo, Manila
Filled · sanctuary Ring · retreat Both · combined
11
Houses
Six houses, one membership.
Every location has its own emblem, colour and coordinates. Members collect houses as they travel; the Y Club mark stays constant.
Mumbai · Dubai · Goa
Bali · Phuket · Colombo
Y Club · Confidential
12
Scale · Year 6
10,400
members at full scale, across six sanctuaries.
1,800
Mumbai
1,800
Delhi
1,800
Bangalore
1,200
Dubai
2,000
Colombo
1,800
Manila
Retreats serve sanctuary members · no separate count
13
Projected performance
Revenue reaches $125M by Year 6.
Revenue
EBITDA
$22M
$56M
$78M
$87M
$100M
$125M
$11M
$32M
$42M
$41M
$45M
$59M
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
About 45% EBITDA margin at scale.
Management projections · US$ · not historical results
14
Cash
M22
Cash break-even in month 22.
Goa, Delhi and Bangalore are built from India’s own cash, not new equity.
$148M
cumulative group cash by Year 6.
Year 1 · $7M
Year 6 · $148M
Management projections · US$
15
First nine months
Mumbai opens in six to nine months.
M1
M2
M3
M4
M5
M6
M7
M8
M9
Capital close · Dubai holding company
Mumbai site, lease, architecture and approvals
Founding-member pre-sales and deposits
Design, fit-out and operator onboarding
Soft launch
In parallel: Dubai HQ, technology platform, hiring
Titanium · critical path Green · parallel Global CEO hired by M9
16
Team
The founding team is forming.
Avishek
Founding project lead. Co-founder, AFINUE. Steps back once a Global CEO is in place.
Leading
Elizabeth
Director, Alliances. Director of International Business Development, AFINUE.
Active
Olga Zakatey
Advisory board, Technology. Leads SKIPASS, a payments start-up in Armenia.
Agreed
Galina Davidyuk, MD, PhD
Advisory board, Future of Health. Assistant Professor, Harvard Medical School.
Tentative
F. Dike
Advisory board, Risk and Governance. Senior Vice President, Northern Trust.
In discussion
Global CEO
Search to complete by month 9.
Open
17
Structure
Raised in Dubai, built locally.
Dubai holding company
Free-zone parent. Raises and holds US dollars.
India holding company
Runs the India sanctuaries and Goa. Dubai holds 40% in Year 1, rising to 100% by Year 5.
India senior debt · $4.0M, fully repaid by Year 5
International companies
Indonesia, Thailand, Sri Lanka and the Philippines, added as each site launches.
Why Dubai: full foreign ownership, USD peg, India–UAE tax treaty, free repatriation.
18
The ask
$12M
to launch the core network and the Dubai platform.
$9.7M
Peak funding need, Year 1
$2.3M
Headroom
M22
Cash break-even
Dubai / global round
19
Manifesto
We build places for the years ahead.
I · Time over speed II · One loop, left open III · Places for the years ahead
20
The years ahead are open.
Y Club · Investor presentation · October 2026
Appendix
Evidence room.
Detail for diligence. Not for the first reading.
A1 · Membership tiers
A4 · Financial summary
A7 · Technology platform
A2 · Rollout by site
A5 · India funding
A8 · Landscape
A3 · Capital by property
A6 · Governance
A9 · Market sizing
22
Evidence room · A1
Membership tiers and target mix
Tier
Target mix
Joining fee
Annual fee
Access
1
45%
$4,500
$3,000
One sanctuary
2
30%
$6,500
$4,000
All sanctuaries + one retreat week
3
15%
$15,000
$7,000
All sanctuaries + one retreat week, member + 2
4
10%
$12,500
$7,000
All sanctuaries + three retreat weeks, any retreat
Tier 3 is priced for a family of three; Tier 4 for one member, with three retreat weeks at any retreat.
23
Evidence room · A2
Rollout by site
Phase
City
Country
Type
Member cap
Year 1
Mumbai
India
Sanctuary
1,800
Year 1
Dubai
UAE
Sanctuary + retreat
1,200
Year 1–2
Goa
India
Retreat
Sanctuary members
Year 2
Delhi
India
Sanctuary
1,800
Year 3
Bangalore
India
Sanctuary
1,800
Year 3–4
Bali
Indonesia
Retreat
Sanctuary members
Year 4
Phuket
Thailand
Retreat
Sanctuary members
Year 5
Colombo
Sri Lanka
Sanctuary + retreat
2,000
Year 6
Manila
Philippines
Sanctuary
1,800
Shaded rows · expansion phase, funded from group cash
24
Evidence room · A3
Build capital by property, US$M
India company
Property
Launch
Capex
Mumbai
Year 1
5.5
Goa
Year 1
4.0
Delhi
Year 2
5.5
Bangalore
Year 3
5.5
Total
20.5
Dubai and international
Property
Launch
Capex
Dubai
Year 1
8.2
Bali
Year 3
4.0
Phuket
Year 4
4.0
Colombo
Year 5
9.5
Manila
Year 6
5.5
Head office
Year 1
0.8
Total
32.0
Source · Y Club financial model · ₹95 = US$1
25
Evidence room · A4
Financial summary, US$M
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Revenue
22
56
78
87
100
125
EBITDA
11
32
42
41
45
59
EBITDA margin
50%
57%
54%
47%
45%
47%
Cumulative group cash
7
26
50
76
102
148
Consolidated: India (Mumbai, Delhi, Bangalore, Goa) plus Dubai and global. Year 6 India is a six-month partial year in the model. Margins calculated from the rounded figures.
Source · Y Club financial model, base case
26
Evidence room · A5
India’s Year 1 need: $9.5M, three sources
$4.0M
Senior debt · 42%
$3.8M
Dubai equity · 40%
$1.7M
Mumbai cash · 18%
Debt outstanding, US$M
Year 1
Year 2
Year 3
Year 4
Year 5
4.0
3.0
2.0
1.0
0.0
Terms in the model
18% interest, 12-month moratorium, repaid from cash. Debt service cover 11.2× in Year 1, 32.4× by Year 5.
Source · Y Club financial model · ₹95 = US$1
27
Evidence room · A6
Global consistency, local execution
Global board
Five oversight seats: Technology · Wealth and Estate · Future of Health · Privacy and Regulatory · Risk and Governance
Global CEO
Global COO (incl. technology) · Alliances and Partnerships · Member Experiences · Privacy and Trust
Each country
Country COO · Country advisory board · Member experience · Real estate and facilities · Revenue and finance · Privacy and trust
28
Evidence room · A7
One member record across every visit
Layer
What it holds
Experience
Member app (booking, wallet, pass, health profile) · website · clinical and concierge desk · admin console
API gateway
Single entry point · OAuth 2.0 · role-based access · full audit trail
Platform services
Membership and identity · booking · wallet · health records · concierge · notifications
Intelligence
Outsourced: recommendations, reminders, wellness-risk signals
Data
One record per member · encrypted storage · regional data residency
Connected, not rebuilt
Each club’s point of sale · access control · payments gateway
Phase 1: site, app, booking, membership, wallet, POS link, WhatsApp, admin. Later: wearables, biometric entry, community, analytics.
29
Evidence room · A8
Adjacent categories, none combine all three
Longevity clinics
Clinique La Prairie · Switzerland
SHA Wellness · UAE, Spain
Palazzo Fiuggi · Italy
Lanserhof Tegernsee · Germany
ZOE Bio Regenerative · Greece
Clinical, diagnostics-heavy, retreat-only.
Wellness resorts
Lily of the Valley · France
RAKxa · Thailand
Chiva-Som · Thailand
Canyon Ranch · USA
Six Senses Ibiza · Spain
Tulah · India
Beautiful, not longevity-first.
Spiritual retreats
Ananda · India
NIHI Sumba · Indonesia
Blue Zones Retreats · global
Modern Elder Academy · USA
YO1 Longevity · USA
Restorative, rarely luxury or community.
30
Evidence room · A9
A $40B category with a $750M core.
$40B
Total addressable market
$750M
Serviceable addressable market
$125M
Year 6 plan revenue · one sixth of the core
Private longevity and lifestyle memberships for affluent adults 40+, in the cities where Y Club opens. The plan needs a sixth of that core by Year 6.
Total market: global longevity and wellness spend by this segment. Core: memberships within reach of the planned sites.
Source · Y Club market model
31