03 · Primary flow · Reconstructed wireframe board

From crypto balance to Naira in a bank account.

Crypto-first spender: USDT → Naira → bank. Trust is created by naming every state — not by hiding the system.

Row 1 of 2 — initiation

1 · home

0:41▌▌▌ LTE
EO
USDNGN
🔔

Current Balance

$24.80

-0.00% in the past 24H

+ Fund
↕ Swap
✈ Send
⬡ ⬡ ⬡ 6 Wallets ∨
Rates

1 — Home

USD/NGN balance toggle. Send tapped from the action row.

2 · send options

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Send to Self

Tax who? Keep as Naira in Mular

Send to other bank accounts

Send to a Mular Account

Free M2M transfers

2 — Send options

Three paths. Bank account selected.

3 · amount & rate

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← Send To Other Accounts

First Bank of Nigeria

0•••••••••• · ADA NWOSU

Max

₦ 55,000

≈ 40.21 USD

Conversion Fee: 0.40 USDT ⓘ

1 USDT = ₦1,368New rate in 0:19
Continue

3 — Amount & rate

Rate visible before commitment. Live countdown to refresh.

Rate shown pre-action

Row 2 of 2 — confirmation & receipt

4 · state machine

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← Transaction Details

✓ Successful

₦55,000.00

Wednesday, June 03 · NGN Withdrawal

Updates
Details

12:53 PM

You initiated your transfer

12:53 PM

Transaction taken from USDT Wallet

12:53 PM

Converted to NGN

12:53 PM

Sent to bank for processing

12:53 PM

Naira now in Ada Nwosu's account

↓ Download Receipt

4 — State machine

Five named steps. All at 12:53 PM — proving the "in seconds" promise.

Naming every state = trust

5 · fee receipt

0:41▌▌▌ LTE

← Transaction Details

✓ Successful

₦55,000.00

Wednesday, June 03

Updates
Details
You Sent:40.21 USDT
Our Fee ⓘ:0.40 USDT
Processor Fee:₦50.00

Total Deducted:40.61 USDT
Sent To:First Bank
Recipient:ADA NWOSU
Rate:1 USDT = ₦1,368
Ref:0xAB12CD34 ⎘
↓ Download Receipt

5 — Fee receipt

Every cost component named. Nothing hidden. Auditable by default.

Transparency as trust

Design principle

Trust is created by naming every state, not by hiding the system. The user doesn't need to understand blockchain mechanics. They need to see what they sent, what it cost, where it went, and when it arrived. Every step of the state machine is plain language. Every cost component has a label.